IndyMac Mortgage Bank
IndyMac Mortgage Bank produces mortgages through its Business-to-Business (B2B), Business-to-Realtor (B2R), Consumer Construction (Home Construction Lending) and Homebuilder channels. This division also provides financing to homebuilders for residential construction development.

B2B CHANNEL
IndyMac's B2B channel is one of the nation's leading providers of residential mortgage products for mortgage brokers, mortgage bankers and financial institutions. Providing funding for $16.2 billion in single-family residential mortgage loans last year, our B2B channel was responsible for 78% of our total production. Through five regional centers nationwide, strong teams of professionals work closely with our B2B customers to ensure exceptional customer service that fosters a mutually rewarding relationship extending from us to our business customers and on to their retail clients.

B2R CHANNEL
Real estate professionals can offer their clients full and advance approvals on all IndyMac products through a simple, smart loan application accessed online via our Business-to-Realtor distribution channel, known as LoanWorks. The system also provides compensation to Realtors for the mortgage origination services they offer to their clients. As industry trends change and mortgages to facilitate home purchases again become the dominant transaction in the mortgage business, this channel offers an unparalleled opportunity to connect with a primary source of new revenue, while allowing Realtors to provide more value to their customers.

CONSUMER CONSTRUCTION
IndyMac Bank Home Construction Lending (HCL) is one of the largest consumer construction lenders in the nation, offering a variety of residential construction loan programs through brokers and direct to consumers. Known for its streamlined online application process, HCL offers a single-close construction-to-permanent loan that provides borrowers with the funds to build a primary residence or vacation home. During construction, HCL's innovative Web-based technology allows borrowers convenient online access to loan information and construction funds, 24 hours a day, seven days a week. When the home is completed, the loan becomes a permanent 30- or 15-year loan without any additional costs or closing documents being required.

HOMEBUILDER DIVISION
Our Homebuilder Division is a nationwide provider of single-family mortgages geared specifically to homebuilders and their mortgage subsidiaries. We also have innovative construction financing programs in targeted markets for residential homebuilders that work with us to provide IndyMac products to their homebuyers. Backed by a dedicated team of construction and mortgage professionals, who serve only builders, our technology, products and services lead the industry.