Accountants
Ernst & Young LLP
725 South Figueroa Street
Los Angeles, CA 90017

Registrar and Transfer Agent
The Bank of New York
Investor Relations Department
P.O. Box 11258
Church Street Station
New York, New York 10286-1258
(800) 524-4458

Mortgage Products
If you are in the process of purchasing a new home or interested in refinancing your current mortgage, please contact us at (888) 321-FUND or apply online at our direct lending Website www.IndyMacBank.com.

Deposit Products and Services
IndyMac Bank offers competitive Web-enhanced deposit products. For more information, please contact us at (800) 998-2900 or online at www.IndyMacBank.com.

Stock Purchase Plan
IndyMac Bancorp has an online direct stock purchase plan that allows for the purchase of IndyMac shares online at no cost. Further information on this plan is available at www.IndyMacBank.com/
Investors/Shareholders.

Dividend Policy
IndyMac reinstated quarterly cash dividends with its declaration on January 28, 2003, of a $0.10 dividend. IndyMac expects to continue quarterly dividends at this level through 2003.

Form 10-K
For shareholders and others interested in information beyond that shown in this report, IndyMac Bancorp's Annual Report on Form 10-K for 2002, required to be filed with the Securities and Exchange Commission, may be obtained without charge at our Website at www.IndyMacBank.com, or by writing to:

  IndyMac Bancorp
  Investor Relations
  155 North Lake Avenue
  Pasadena, California 91101-7211

Analyst Coverage
Friedman Billings Ramsey
Jefferies & Company, Inc.
JMP Securities
Keefe, Bruyette & Woods, Inc.
Lehman Brothers
Merrill Lynch
Morgan Stanley Dean Witter
RBC Capital Markets
Standard & Poor's Corporation
UBS Warburg

Website Information
For more corporate information please
visit us at www.IndyMacBank.com/
Investors/Shareholders.

 • Officers & Directors
 • Corporate Governance Documents
 • Stock Quote, Charts
 • Annual Reports
 • Quarterly Reports
 • SEC Filings
 • Fundamentals
 • Earnings Estimates
 • Analyst Coverage
 • Stock Purchase Plan
 • Quarterly Earnings Webcasts
 • Press Releases
 • Presentations
 • Calendar of Events
 • Audio Archives
 • FAQs
 • Information Requests
 • E-Mail Alerts

Or call us at (800) 669-2300
ext. 5019 or (626) 535-5019

Stock Information
IndyMac's common stock is traded on the New York Stock Exchange under the symbol NDE (NYSE:NDE).

The following table sets forth the high and low sales prices (as reported by Bloomberg Financial Services) for the common stock for the years ended December 31, 2002 and 2001.

Quarter	High	Low
2002
1	$25.95	$21.97
2	$26.89	$22.16
3	$23.85	$17.55
4	$20.20	$16.14
2001
1	$30.00	$23.45
2	$30.00	$21.69
3	$28.92	$21.37
4	$28.95	$20.00

As of February 14, 2003, 54,892,357 shares of IndyMac's common stock were held by 1,978 shareholders of record.

Annual Meeting
The annual meeting of shareholders will be held at 9:00 a.m. (PDT) on Wednesday, April 30, 2003 at the IndyMac Mortgage Bank Headquarters located at 3465 E. Foothill Blvd., Pasadena, CA 91107.

© 2003 IndyMac Bank, F.S.B. Registered trade/service marks are the property of IndyMac Bank, F.S.B. and/or its subsidiaries.