2005 ANNUAL REPORT

IndyMacBank™
2005 Highlights
Letter to Shareholders
Our Business
Financial Statements
Corporate Overview

Establishing a nationwide presence: Geographic expansion
See Map
See Map
Southern California Retail Banking Branches U.S. Regional Mortgage Centers
Existing branches

<  Arcadia
<  Bradbury/Duarte
<  Buena Park
<  Burbank
<  Camarillo
<  Chino Hills
<  City of Industry
<  Covina
<  Downey
<  Encino
<  Glendale
<  Hacienda Heights
<  Laguna Hills
<  La Verne
<  Long Beach
<  Manhattan Beach
<  Monterey Park
<  Newport Beach/
    Costa Mesa
<  North La Verne
<  Northridge
<  Pasadena
<  Torrance
<  Tustin
<  Ventura
<  West Covina
<  Whittier

Proposed new
branch locations

<  Cerritos
<  Huntington Beach
<  Laguna Niguel
<  San Marino
<  Woodland Hills

Existing regional
centers

<  Atlanta
<  Bellevue
<  Columbia
<  Dallas
<  Irvine
<  Kansas City
<  Marlton
<  Ontario
<  Pasadena
<  Philadelphia
<  Phoenix
<  Sacramento
<  San Ramon

Proposed new
regional
center locations

<  Baltimore
<  Boston
<  Chicago
<  Columbus
<  Denver
<  Houston
<  Jacksonville
<  Las Vegas
<  Miami
<  Tampa