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Inside Cincinnati
In addition to the officer promotions and appointments, these associates merited promotions since our last Letter to Shareholders:

Carrie Albanese - Chief Underwriting Specialist
Brian Archdeacon - P&C Actuary
Aaron Austin - Senior Underwriter
Mark Averitt - Senior Claims Representative
Brent Bailey - Claims Specialist
Jennifer Baker, CPCU, AIM, ARM, AU - Senior Underwriting Manager
Jeff Ball - Senior Underwriting Superintendent Field
John Barnett, CPCU, CIC - Field Director
Robert Beamon - Senior Claims Representative
Regina Bobie - Underwriting Superintendent
Jesse Boehnen, AIC - Senior Claims Specialist
Gary Boyer, CSP - Loss Control Field Director
Chris Broglin - Claims Specialist
Jennifer Byrne - Underwriting Superintendent
Mindy Carter - Specialist, IT Project & Request Management
Al Cartwright - Supervisor, Headquarters Claims
Diana Godsey, AIS, API - Underwriting Specialist
Jon Golding, AIC - Field Claims Superintendent
Tim Gottsch - Senior Machinery & Equipment Specialist
Bill Gregory, SCLA - Assistant Property Claims Manager
Joseph Haas, CPCU, AIM, API - Underwriting Specialist
Curtis Harrop, AIC - Claims Specialist
Joe Harter, AIS - Senior Analyst
Ed Hehn, AFSB - Underwriting Director, Bond Field
Mark Hertzfeldt, ARM - Loss Control Field Director
Tara Hibbard, API - Senior Underwriter
John Homan, AIC - Senior Claims Specialist
Phil Howard - Senior Regional Director
Jeff Kirk, CPCU - Underwriting Manager
Jim Knapp - Senior Tax Accountant
Denise Kovac - Systems Quality Assurance Manager
Tom Krieghoff - Underwriting Specialist
John Kucia - Underwriting Specialist
Wes Lewis - Underwriting Superintendent
Connie Mangrum - Chief Underwriting Specialist
Robert Markham - Division Manager
Diane Martin, AIC AIS - Senior Claims Specialist
Morris Mayo - Claims Specialist
David McDaniel, AIC, AIM - Regional Field Claims Manager
Kim Meinberg, CPCU - Underwriting Specialist
Stephanie Miller - Senior Underwriter
Nathan Miller - P&C Actuarial Analyst
Doug Mundt, AIC, AIM, ARM - Senior Loss Control Consultant
Brian Nagel - Senior Group Manager
Tracey Nagle - Senior Systems Analyst
Sarah Nally - Underwriting Specialist
Kevin Niswonger, AIC - Claims Specialist
Cindy Noll - Senior Systems Analyst
John O'Brien - P&C Actuarial Analyst
Kelly Childress - Claims Specialist
Vicky Clough - Associate Programmer
Teresa Cogar - Senior Internal Auditor
Mickey Cox - Supervisor, Special Investigations Field
Mike Cozad - Underwriting Specialist
Linda Craine - Claims Specialist
Brian Crawford, AIC - Claims Specialist
Charles Cutter - Senior Field Underwriter
Michele Defossett - Associate Programmer
Melissa Donovan - Claims Specialist
Gary Douty - Senior Claims Representative
Jason Engel, API - Senior Underwriter
Andrea Fitzharris - Senior Underwriter
Greg Foster - Senior Group Manager
Heather Gabriel, CPCU, AIS, API - Underwriting Specialist
Cindy Gallaher - Claims Specialist
Sarah Girten, API - Senior Underwriter
Marc Olsen - Senior Programmer Analyst
Patty Patrick - Business Analyst
Pat Peters, CSP - Loss Control Field Director
Karen Power, API - Requirements Specialist
Clint Puskarich, AIC, CPCU - Senior Claims Specialist
Tedd Ritchie, CPCU, AIC, AIM, CLU, SCLA - Regional Field Claims Manager
Jeffrey Roberts, AIC - Senior Group Manager
Ryan Rooks - Group Manager
Angie Rose - Senior Underwriter
Teresa Rose, FLMI - Underwriter
Karl Runkle, AIM, CPCU - Underwriting Director
Tom Ryder, CIC - Senior Regional Director
Bob Schneider, AIT - Programmer Analyst
Brent Showalter, AIC - Senior Claims Specialist
Chris Sliga, AIC, AIM - Field Claims Manager
Sharon Snow, AIM - Senior Underwriter
Lynn Stahr, PMP - Senior Project Manager
Leslie Stephens - Senior Underwriter
Susanne Stewart, CPCU, API - Manager, Personal Lines
Craig Stutzman, AIC - Senior Claims Specialist
Tim Taylor - Senior Claims Specialist
Nancy Tebbe, CPCU, API - Manager, Personal Lines
Ryan Thomas - Lead Network Analyst
Brian Toohig - Senior Claims Specialist
Julie Urich, AIC - Claims Specialist
Jim Vermeesch, CFE - Associate Superintendent, Special Investigations Field
David Webb - Senior Claims Specialist
Tina Williams - Associate Project Manager
Danielle Willman - Senior Underwriter
Jennifer Zepf - Senior Analyst
Shelly Zorb - Manager, Accounting & Agency Services


Professional Development
Cincinnati offers independent agents many benefits for doing business with our company. One of those advantages is the opportunity for agents and their staff to attend classroom courses, online training and interactive Web conferences. They may enroll through our Agency Learning Center to study topics ranging from software skills to customer service and Cincinnati product advantages. We work with agencies to develop curricula for their customer services representatives and producers and maintain transcripts that help track each individual's progress. Reducing the agency's training burden is a valuable service. To ensure that agencies are fully aware of the broad range of support available to them, we are showcasing the Agency Learning Center at this year's annual sales meetings in 25 cities.

We encourage and reward associates who continue their professional insurance education, earning credentials by meeting high academic, ethical and length-of-experience standards. Congratulations to Laura Gibson, Sean Givler and William Ray, who recently completed a series of courses to earn the Certified Insurance Counselor (CIC) designation.

The ABC Award recognizes exemplary productivity, service and quality in exceptional associates. The ABC Award committee recently granted the quarterly Above and Beyond the Call (ABC) award to Jeff Becraft, Printing, and Holly Crowley, AIS, CPCU, Commercial Lines. Congratulations to these quarterly winners!

Financial Services
The company's two financial services subsidiaries continue to successfully leverage our insurance relationships and broaden our offerings. As of December 31, 2007, CFC Investment Company, which offers equipment and vehicle leases and loans, reported 2,590 accounts representing $92 million of contract receivables. CinFin Capital Management Company, which offers asset management services, reported $944 million under management in 62 accounts.



This report contains forward-looking statements that involve potential risks and uncertainties. For factors that could cause results to differ materially from those discussed, please see the most recent edition of our safe harbor statement under the Private Securities Litigation Reform Act of 1995. To view or print the edition in effect as of this report's initial publication date, please view this document as a printable PDF.