Lines of Business Overview Wholesale Banking Payment Services Private Client, Trust & Asset Management Consumer Banking Our unique Payment Services business specializes in credit and debit cards, commercial card services, business-to-business payment and ATM and merchant processing. Customized products delivered through leading-edge technology channels equip consumers, small businesses, merchants of every size, government entities, large corporations, financial institutions and co-brand partners with the most advanced payment services tools available. Successes • Released AccountCommander, Voyager Fleet Systems' newest online account maintenance tool, to customers nationwide, marking the first phase of Voyager's FleetCommander Online, a web-based fuel management program designed to provide complete, convenient online account access. • Introduced eQuestTM, an Internet-based application that allows financial institution customers to analyze and report on daily ATM and debit transaction activity; eQuest generates a suite of informational reports with customized selection criteria. • Expanded the Fastbank® ATM network through Elan Financial Services to become the 12th largest ATM network in the nation. • Launched Electronic Check Service and Electronic Gift Card programs through NOVA Information Systems; these value-added products enhance the payment services offerings for bank partners, and improve cash flow and point-of-sale operations for merchant customers. • Entered the health care payment segment through the MedAssist Advantage Plan (MAP), offering a new solution for patient financing. Overview Wholesale Banking Payment Services Private Client, Trust & Asset Management Consumer Banking   Download the Financial Section. (PDF 421KB) (You need Adobe Acrobat Reader installed on your computer to view the file) Key Business Units • Corporate Payment Systems - Travel and entertainment, purchasing, fleet, freight payment systems and business-to-business payment • NOVA Information Systems, Inc. - Merchant processing with top 3 market share • Retail Payment Solutions - Relationship-based retail payment solutions; includes credit, debit and stored value cards through U.S. Bank, Elan financial institutions and co-brand partners • Transaction Services - ATM Banking - Elan Financial Services, a single source provider of transaction processing for financial institutions nationwide