U.S. Bancorp

Corporate Profile
Graphs of Selected Financial Highlights
Financial Summary
Letter to Shareholders
Corporate Governance
Service Excellence
Lines of Business
Strength in Numbers
Investing in Distribution and Scale
Attractive Business mix
High-Value National Businesses
Community Partnerships


Lines of Business

Overview
Wholesale Banking
Payment Services
Private Client, Trust & Asset Management
Consumer Banking

Wholesale Banking offers strategic lending, depository, treasury management and other financial services to middle market, large corporate, financial institution and public sector customers. Experienced, accessible relationship managers serve as our customers’ link to all the products, credit, support and resources that the extensive scope of U.S. Bancorp provides.

Successes

Launched U.S. Bank Returned Check Management, providing customers the capability to consolidate all returned items to one location, convert them to electronic items and monitor collection on a state-of-the-art web-based reporting system.

Introduced Global Trade Works, an industry-leading web-based Trade Finance Product Suite; delivers increased customer productivity by providing secure online access to real-time data and extensive reporting capabilities, and allows customers to initiate letters of credit via the Internet.

Introduced enhancements to U.S. Bank ONLINE BANKER services, a web-based cash management solution; provides a single point of access to information reporting, plus the initiation of wire transfers, ACH, book transfers, stop payments and data export functions.

Expanded U.S. Bank FIRSTLook Now, a new wholesale lockbox image service that offers same-day, online customer access to wholesale lockbox checks and invoices, plus added CD-ROM archive capabilities.

Developed a new remittance processing system for government banking customers that integrates payment and remittance information received over the Internet via a newest generation image-based lockbox system; speeds processing, provides more valuable incoming payment information, enhances service quality and is scalable and upgradable as customer needs change.



Overview
Wholesale Banking
Payment Services
Private Client, Trust & Asset Management
Consumer Banking


 


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Key Business Units
Commercial Banking
Commercial Real Estate
Corporate Banking
Correspondent Banking
Dealer Commercial Services
Equipment Leasing
Foreign Exchange
Government Banking
International Banking
Specialized Industries
Treasury Management