This Annual Report contains forward-looking statements
within the meaning of the federal securities laws. These statements
involve risks and uncertainties that could cause the company’s
future business, financial condition, results of operations or
performance to differ materially from that expressed or implied
by the forward-looking statements. All statements other than statements
of historical fact in this Annual Report or referred to or incorporated
by reference into this Annual Report are “forward-looking
statements.” You are encouraged to refer to the discussion
of Risk Factors that may be found in the company’s Annual Report on Form 10-K (PDF) and other filings with the Securities and Exchange
Commission.