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  Net Revenues
($ billions)
 
  Operating Income*
($ millions)
 
  Net Income
($ millions)
 
  Net Earnings
Per Diluted Share

(dollars)
Compound Annual Growth Rate (2000-2004)
     

FINANCIAL HIGHLIGHTS
Years Ended December 31
(in millions, except per share data) 2004 2003 % Increase  
Net Revenues
Operating Income*
Net Income*
Net Earnings Per Diluted Share*
$5,127
902
507
4.77
$4,738
796
437
4.04
8%
13%
16%
18%
*

These measures exclude special charges and, in 2000 and 2001, reflect adjustment for the change in goodwill accounting.
A reconciliation of these measures and the most directly comparable financial measures under generally accepted
accounting principles can be found following the 2004 Annual Report on Form 10-K or by clicking here.