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Financial Highlights
(DOLLAR AMOUNTS IN MILLIONS, EXCEPT PER SHARE DATA)
Years Ended December 31CHANGE
INCOME STATEMENT 2006 2005 AMOUNT PERCENT

Net interest income $1,983 $ 1,956 $ 27 1%
Income from continuing operations* 782 816 (34) (4)
Net income 893 861 32 4
Basic earnings per common share:
Income from continuing operations*
4.88 4.90 (0.02)
Net income 5.57 5.17 0.40 8
Diluted earnings per common share:
Income from continuing operations*
4.81 4.84 (0.03) (1)
Net income 5.49 5.11 0.38 7
Cash dividends declared per common share 2.36 2.20 0.16 7
Book value per common share 32.70 31.11 1.59 5
Market value per common share 58.68 56.76 1.92 3
Average common shares outstanding – basic 160 167 (7) (4)
Average common shares outstanding – diluted 162 169 (7) (4)

RATIOS

Return on average assets* 1.58% 1.64%
Return on average common shareholders’ equity* 17.24 16.90
Average common shareholders’ equity
as a percentage of average assets
9.15 9.71
Tier 1 common capital as a percentage of risk-weighted assets 7.54 7.78
Tier 1 risk-based capital as a percentage of risk-weighted assets 8.02 8.38
Total risk-based capital as a percentage of risk-weighted assets 11.63 11.65

BALANCE SHEET (at December 31)

Total assets $ 58,001 $ 53,013 $ 4,988 9%
Total earning assets 54,052 48,646 5,406 11
Total loans 47,431 43,247 4,184 10
Total deposits 44,927 42,431 2,496 6
Total common shareholders’ equity 5,153 5,068 85 2

*Income from continuing operations excludes the results of Munder Capital Management, a subsidiary sold in 2006
and reported as a discontinued operation in all periods presented. Ratios are based on net income, which includes
income from both continuing and discontinued operations.