2010 $m |
2009 $m |
2008 $m |
2007 $m |
2006 $m |
|
---|---|---|---|---|---|
Financial performance1 | |||||
Net interest income | 10,862 | 9,890 | 7,855 | 7,302 | 6,943 |
Other operating income | 4,920 | 4,477 | 4,440 | 3,765 | 3,146 |
Operating expenses | (6,971) | (6,068) | (5,406) | (4,953) | (4,605) |
Profit before provisions and income tax | 8,811 | 8,299 | 6,889 | 6,114 | 5,484 |
Provision for credit impairment | (1,820) | (3,056) | (2,090) | (567) | (407) |
Income tax expense and non-controlling interests | (1,966) | (1,471) | (1,373) | (1,623) | (1,490) |
Underlying profit1 | 5,025 | 3,772 | 3,426 | 3,924 | 3,587 |
Adjustments between statutory and underlying profit1 | (524) | (829) | (107) | 256 | 101 |
Profit attributable to shareholders of the Company | 4,501 | 2,943 | 3,319 | 4,180 | 3,688 |
Financial position | |||||
Assets | 531,739 | 476,987 | 470,293 | 392,773 | 334,640 |
Net assets | 34,155 | 32,429 | 26,552 | 22,048 | 19,906 |
Tier 1 capital ratio2 | 10.1% | 10.6% | 7.7% | 6.7% | 6.8% |
Return on average ordinary equity3 | 13.9% | 10.3% | 14.5% | 20.9% | 20.7% |
Return on average assets | 0.9% | 0.6% | 0.8% | 1.2% | 1.1% |
Cost to income (underlying)1 | 44.2% | 42.2% | 44.0% | 44.9% | 45.6% |
Shareholder Value – Ordinary Shares | |||||
Total return to shareholders (share price movement plus dividends) |
1.9% | 40.3% | -33.5% | 15.6% | 17.1% |
Market capitalisation | 60,614 | 61,085 | 38,263 | 55,382 | 49,331 |
Dividend | 126 cents | 102 cents | 136 cents | 136 cents | 125 cents |
Share price – 30 September closing price | $23.68 | $24.39 | $18.75 | $29.70 | $26.86 |
Other Information | |||||
Points of representation | 1,394 | 1,352 | 1,340 | 1,327 | 1,265 |
Number of employees (full-time equivalent) | 46,917 | 37,687 | 36,925 | 34,353 | 32,256 |
Number of shareholders4 | 411,692 | 396,181 | 376,813 | 327,703 | 291,262 |