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1955 - 2005
Financial Highlights
Our Mission
A Slice of Life
Composition of Aflac's Market in Japan and the United States
Message From Management
Q & A With the CEO
Aflac Japan
Aflac US
Offered as PDF
Selected Financial Data
Management's Discussion and Analysis
Consolidated Financial Statements
Notes to the Consolidated Financial Statements
Investor Information
Glossary
Board of Directors and Management
Aflac Incorporated Annual Report for 2005
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From our policyholders and claimants to our sales force, employees, and shareholders, each person's slice of life reveals diverse experiences and expectations. We know that everyone has various roles, relationships, and responsibilities to balance. And we know how complicated life can get. On a daily basis, we're contacted when a customer's particular slice of life has presented a specific need, ranging from a simple inquiry to a full-blown crisis. That's when we try to make life a bit simpler.

For 50 years, Aflac products have helped people when a life-interrupting medical event caused financial challenges. Aflac is tens of thousands of sales associates and employees who share a common mission: To provide peace of mind and reduce financial burdens for our policyholders during times of medical distress, allowing them to focus on recovery rather than monetary issues. We do this by offering affordable policies that provide cash benefits directly to consumers to help them pay out-of-pocket expenses arising from illnesses or accidents.

Aflac's insurance products provide protection to more than 40 million people worldwide. Aflac is the number one provider of guaranteed-renewable insurance in the United States and the number one insurance company in terms of individual policies in force in Japan. Aflac is rated AA by Standard & Poor's, Aa2 (Excellent) by Moody's, and AA by Fitch Ratings for financial strength. A.M. Best rates Aflac as A+ (Superior).

Aflac has been included in Fortune magazine's listing of America's Most Admired Companies for six consecutive years and Forbes magazine's Platinum 400 List of America's Best Big Companies for five consecutive years. In January 2006, Aflac was included in Fortune magazine's list of the 100 Best Companies to Work For in America for the eighth consecutive year. Aflac was also included in Fortune magazine's list of the Top 50 Employers for Minorities in August 2005, and in September 2005, Aflac Japan was named the Life Insurance Company of the Year at the Asia Insurance Industry Awards, sponsored by the Asia Insurance Review. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL.
Annual Cash Dividends Per Share

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