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2006 Annual Report

Amy Woods Brinkley
Chief Risk Officer

Liam E. McGee
Global Consumer
& Small Business
Amy Woods Brinkley, Chief Risk Officer and Liam E. McGee, President, Global Consumer & Small Business Banking

Building Opportunities Through Knowledge

Bank of America serves more customers than any other U.S. financial services company. We are passionate about listening to our customers. One way we do that is by analyzing the massive volume of transactions we execute every day. That helps us understand and anticipate the needs of our clients — from individuals to global corporations. We use our knowledge to create new products, improve service and operate more effectively. The result? Growing value for shareholders.

Next: Building Opportunities Through Integrated Delivery