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IndyMac Bancorp, Inc. 2003 Annual Report
  Financial Results Letter to Shareholders   Our Business   Corporate Governance Corporate Information  
     
   
 
     
Independent Accountants
Ernst & Young LLP
725 South Figueroa Street
Los Angeles, CA 90017
 
Registrar and Transfer Agent
The Bank of New York
Investor Relations Department
P. O. Box 11258
Church Street Station
New York, New York 10286-1258
(800) 524-4458
 
Mortgage Products
If you are in the process of purchasing
a new home or interested in refinancing your current mortgage or obtaining a home equity line of credit, please contact us at (888) 321-FUND® or apply online
at our direct lending website www.IndyMacBank.com.
 
Deposit Products and Services
IndyMac Bank offers competitive Web-enhanced deposit products. For more information, please contact us at (800) 998-2900 or online at www.IndyMacBank.com.
 
Stock Purchase Plan
IndyMac Bancorp has an online direct stock purchase plan that allows for the purchase of IndyMac shares online. Further information on this plan is available at http://www.IndyMacBank.com/
Investors/Shareholders
.
 
Dividend Policy
IndyMac’s Board of Directors reestablished a quarterly dividend in 2003, declaring a $0.10 dividend on January 29, 2003 and again on April 29, 2003. Subsequently, the dividend was raised to $0.15 in the third quarter and $0.20 in the fourth quarter, for a total per share dividend of $0.55 for 2003. The Company’s goal is to continue increasing the dividend on a quarterly basis, pursuant to approval by the Board of Directors. On January 29, 2004, the Company declared a $0.25 dividend for the first quarter of 2004.
 
Form 10-K
For shareholders and others interested in information beyond that shown in this report, IndyMac Bancorp’s Annual Report on Form 10-K for 2003, required to be filed with the Securities and Exchange Commission, may be obtained without charge at our website at
www.IndyMacBank.com,
or by writing to:
IndyMac Bancorp Investor Relations
155 North Lake Avenue
Pasadena, California 91101-7211
 
Analyst Coverage
Crowell, Weedon & Company
Friedman Billings Ramsey
Jefferies & Company, Inc.
JMP Securities
Keefe, Bruyette & Woods, Inc.
Lehman Brothers
Morgan Stanley
Portales Partners, LLC
Roth Capital Partners, Inc.
Standard & Poor’s Corporation
 
Website Information
For more corporate information please visit us at
http://www.IndyMacBank.com/
Investors/Shareholder
.
> Officers & Directors
> Corporate Governance
> Stock Quote
> Fact Sheet
> Annual Reports
> Quarterly Reports
> SEC Filings
> Stock Charts
> Fundamentals
> Earnings Estimates
> Analyst Coverage
> Stock Purchase Plan
> Press Releases
> Presentations
> Calendar of Events
> Audio Archives
> FAQs
> Information Requests
> E-Mail Alerts
Or call us at (800) 669-2300
ext. 5019 or (626) 535-5019
 
Stock Information
IndyMac’s common stock is traded on the New York Stock Exchange under the symbol NDE (NYSE: NDE).
 
The following table sets forth the high and low sales prices (as reported by Bloomberg Financial Services) for the common stock for the years ended December 31, 2003 and 2002.
 
Quarter High Low Dividends
2003
1 $20.51 $17.65 $0.10
2 26.96 19.00 $0.10
3 27.33 21.17 0.15
4 31.97 23.20 0.20
2002
1 $25.95 $21.97 $ —
2 26.89 22.16 $ —
3 23.85 17.55 $ —
4 20.20 16.14 $ —
 
As of February 23, 2004, 57,396,048 shares of IndyMac’s common stock were held by 1,853 shareholders of record.
 
Annual Meeting
The annual meeting of shareholders will be held at 9:00 a.m. (PDT) on Wednesday, April 28, 2004 at the IndyMac Mortgage Bank Headquarters at 3465 E. Foothill Blvd., Pasadena, CA 91107.
 
 
©2004 IndyMac Bank, F.S.B. Registered trade/service marks are the property of IndyMac Bank, F.S.B. and/or its subsidiaries.