| > Record revenues
of $708 million, up 23% over 2002 |
| > Record earnings
of $171 million, up 19% over 2002 |
| > Record EPS of
$3.01, up 25% over 2002 |
| > Return on average equity of 18.3%, up from
16.6% in 2002 |
| > Reestablished dividend payments first quarter
2003 |
| - Paid a total of $0.55 per share in 2003 |
| - First quarter 2004 dividend of $0.25 reflects
150% year-over-year increase |
| - Current yield of approximately 3% |
| > Record total assets
of $13.2 billion, up 38% compared with assets at December 31, 2002 |
| > Record loan production
of $30.0 billion, up 44% over 2002 |
| > Non-performing assets declined to 0.76% of
total assets, from 1.05% at December 31, 2002 |
| > July 2003 marked the completion of our third
year as a depository institution. Deposits grew at a 105% compounded
annual growth rate since the acquisition of our depository institution,
July 1, 2000 |
| > IndyMac’s mortgage website is ranked
the #1 overall mortgage website by Gomez, an internet quality measurement
firm, a position it has held for seven of eight measurement periods
since fall 2000 |
| > Named to Business Week’s Web Smart 50
and included in S&P’s PowerPicks Portfolio for the third
consecutive year |
| > Total shareholder return for 2003 of 65%, significantly
exceeding the Dow Jones Industrial Average and S&P 500 returns
of 28% and 29%, respectively |
