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| * 1999 gives effect to the change in the Company’s structure to a fully taxable entity; 2000 earnings exclude a $25.5 million net gain primarily related to a one-time tax benefit associated with IndyMac’s transition from a REIT to a depository institution; 2001 earnings exclude a $10.2 million net charge primarily due to a cumulative effect of a change in accounting principle. |
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