HealthExtras, Inc. Balance Sheets










Selected Financial Data

Discussion & Analysis of Financial Condition
and Results of Operations

Report of Independent Accountants

> Balance Sheets

Statements of Operations and
Comprehnsive Loss

Statements of Cash Flows

Statements in Changes of Stockholders' (Members')
Equity (Deficit) for the Years Ended
December 31, 1997, 1998, and 1999.

Notes to Financial Statements

Corporate Information