HealthExtras, Inc. Statements of Cash Flows









Selected Financial Data

Discussion & Analysis of Financial Condition and
Results of Operations

Report of Independent Accountants

Balance Sheets

Statements of Operations and Comprehnsive Loss

> Statements of Cash Flows

Statements in Changes of Stockholders' (Members') Equity (Deficit) for the Years Ended December 31, 1997, 1998, and 1999.

Notes to Financial Statements

Corporate Information