HealthExtras, Inc. Statement of Changes in Stockholders' (Members')
Equity (Deficit) For the Years Ended December 1997, 1998, 1999







Selected Financial Data

Discussion & Analysis of Financial Condition and
Results of Operations

Report of Independent Accountants

Balance Sheets

Statements of Operations and Comprehnsive Loss

Statements of Cash Flows

> Statements of Changes in Stockholders' (Members')
Equity (Deficit) for the Years Ended December 31,
1997, 1998, and 1999.

Notes to Financial Statements

Corporate Information