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| Selected Financial Data |
| The following selected financial data has been derived from the audited financial statements of the Company and its predecessor companies. The selected financial data should be read in conjunction with "Management's Discussion and Analysis of Financial Condition and Results of Operations" and the audited financial statements, including notes thereto. |
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(1) Reflects the formation of HealthExtras, Inc. and the Reorganization as if those events had taken place at the beginning of the period, except that no effect is given to an investment by Capital Z Healthcare Holding Corp. in HealthExtras on May 27, 1999. (See Note 1 to audited financial statements)
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> Selected Financial Data Discussion & Analysis of Financial Condition and Results of Operations Report of Independent Accountants |